Jenny Whittle’s Post

Mortgage Protection might help alleviate your most pressing problems.

For most people, home ownership comes with the added obligation of managing mortgage debt. If that’s you, what is your plan if suddenly you were no longer able to make your payments? Would the home be lost? Would your loved ones be forced into making very difficult choices? Life is unpredictable but you can have the peace of mind knowing that your family will keep the roof over their head when the unexpected happens. Contact me today to explore your options and find a solution that fits your need and your budget. https://lnkd.in/exHpuAmW

🏡 Wondering what Mortgage Protection Insurance is and why it's crucial for your peace of mind? Let me break it down for you! 🛡️ Mortgage Protection Insurance (MPI) is a financial safeguard that ensures your loved ones can keep their home if the unexpected happens to you. Here's why it's essential: 1️⃣ Financial Security: MPI pays off your mortgage in full if you pass away, ensuring your family doesn't face the burden of monthly payments. 2️⃣ Peace of Mind: It protects against unforeseen circumstances like disability or critical illness, allowing you to focus on recovery without worrying about mortgage bills. 3️⃣ Your Legacy: Leave a legacy of a debt-free home for your family, granting them a stable foundation for the future. How does it differ from PMI (Private Mortgage Insurance) and MIP (Mortgage Insurance Premium)? 🤔 PMI: PMI is designed to protect the lender, not the borrower. It's typically required when you make a down payment of less than 20% on your home and helps the lender recover their investment if you default on the loan. MIP: MIP is Mortgage Insurance Premium, and it's primarily associated with FHA (Federal Housing Administration) loans. It serves a similar purpose to PMI, safeguarding the lender in case the borrower defaults on the loan. Borrowers pay MIP as part of their monthly mortgage payment. Ready to secure your family's home and future with MPI? 🏠💙 📣 Take action now! Contact us today for a personalized Mortgage Protection Insurance plan tailored to your needs. Don't wait - protect what matters most. 👨👩👧👦✉️ https://lnkd.in/dYP4AZuD #MortgageProtection #FamilyFirst #SecureYourFuture #MPIvsPMIvsMIP

You may have set up Insurance policies when you first set up your mortgage or when you last met a protection adviser. Ideally you should be reviewing the suitability of these policies annually or if you have had significant changes such as... Moved home, got married/divorced, started a family or anything else which you may deem significant. These regular reviews will ensure that the covers you have in place are still suitable and fit for the purpose of what you originally required them for. If you haven’t reviewed the policies and it’s been a few years, then reach out to a protection adviser today. #mortgage #insurance #mortgageadviser #protectionadviser

Have you protected your mortgage? 🏡 A mortgage protection insurance can help give you peace of mind by covering your mortgage payments if you can’t work due to an illness or an injury. It’s important to protect your family and home. Contact me to learn more

Have you protected your mortgage? 🏡 A mortgage protection insurance can help give you peace of mind by covering your mortgage payments if you can’t work due to an illness or an injury. It’s important to protect your family and home. Contact me to learn more

Have you protected your mortgage? 🏡 A mortgage protection insurance can help give you peace of mind by covering your mortgage payments if you can’t work due to an illness or an injury. It’s important to protect your family and home. Contact me to learn more